WHAT IS SHORT TERM DISABILITY?

If you were not able to work for a few months or became disabled could you afford your living expenses? Most people do not have enough savings to support themselves beyond a month or two, if at all. Studies have shown most people are not prepared to protect their lifestyle and finances in case of a

COMMON HEALTH INSURANCE TERMS YOU NEED TO KNOW

Unless you work in the healthcare or insurance industry, understanding all the different terminology associated with a health insurance plan can go from confusing to overwhelming. What’s the difference between Medicare and Medicare Supplement? Are deductibles the same thing as copayments? What does

MEDICARE ADVANTAGE VS. MEDICARE SUPPLEMENT

Medicare Advantage plans allow you to get Medicare Part A and Part B benefits through a private insurance company that contracts with Medicare. Most Medicare Advantage plans include prescription drug benefits, and some may include benefits such as dental services or membership to gyms. When you are

WHAT YOU NEED TO KNOW ABOUT A HEALTH SAVINGS ACCOUNT

When you’re enrolling in your health insurance, you may see new acronyms, such as HSA, or Health Savings Account. It’s popular for health insurance providers to provide you with a health savings account and can be a great way to save up for medical expenses. What is a Health Savings Account? An HSA