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As the open enrollment period approaches, it marks a critical time for individuals and families to make vital decisions about their healthcare coverage. This annual opportunity allows us to review and change our health insurance, dental plans, vision coverage, retirement contributions, and more. With various options and information to consider, navigating the open enrollment period
Some health conditions require the patient to access more medical care. If you have specific health needs and are searching for health insurance, you might wonder how your pre-existing condition can impact your coverage. What exactly is a pre-existing condition, and how does it work when searching for health insurance coverage? According to a 2019
Finding health insurance for your small business can be a huge and daunting responsibility as a business owner. You may not feel equipped to make the best decisions for yourself and your employees’ families. There is a lot of information out there about small business health insurance, so let us break down the most important
Once you choose your health care coverage, it is tempting to file the papers away and move on. However, there are many reasons why regularly reevaluating your healthcare coverage benefits you and your family. Here are some things to consider when evaluating your insurance coverage regularly. Cost Insurance costs are fluid, so your healthcare coverage
For many, navigating all the different insurance needed can be an uphill battle. And often, as a result, we don’t look into all of our options when it comes to coverage. However, gap insurance is worth an extra look. So, what is gap insurance, and is it insurance coverage you should consider? Gap
Have you considered the possibility of a medical diagnosis or injury that will cost more than your health insurance will pay? For example, a fall in inclement weather, a cooking accident, or a diagnosis that leads to months of treatment can set you back both physically and financially. As the costs
Health Insurance can be complex, and picking the wrong insurance package can be costly. Choose the right insurance package with the right medical benefits for your family based on these few guidelines, and you will feel more confident about your selection! First, take a deep dive into your family’s
Health insurance packages can be confusing and overwhelming to understand. There are hundreds of healthcare plans out there, and they each have a range of features that may differ from one to the next. Therefore, you will want to know what types of care your policy covers and the costs along each
We all know that in the U.S., it is practically essential to have a health insurance plan in order to get adequate healthcare when necessary. However, just because you have access to a health insurance plan doesn’t mean that you’re getting the best deal, or the cheapest plan. With rising health
We all know that in the U.S., it is practically essential to have a health insurance plan in order to get adequate healthcare when necessary. However, just because you have access to a health insurance plan doesn’t mean that you’re getting the best deal, or the cheapest plan. With rising health
We all know that in the U.S., it is practically essential to have a health insurance plan in order to get adequate healthcare when necessary. However, just because you have access to a health insurance plan doesn’t mean that you’re getting the best deal, or the cheapest plan. With rising health
Open enrollment is an amount of time every year when you have the opportunity to sign up for health insurance. If you don’t use this time to sign up for health insurance during the open enrollment, you likely won’t be able to sign up for health insurance until the next open enrollment period
With all of the challenges that the healthcare industry brings, Blue Cross and Blue Shield of Illinois continues to rise to the occasion, enabling new discoveries and continuing to be evolved. Here is some background on this leading healthcare provider and some of the benefits. BCBSIL is one of the
If you were not able to work for a few months or became disabled could you afford your living expenses? Most people do not have enough savings to support themselves beyond a month or two, if at all. Studies have shown most people are not prepared to protect their lifestyle and finances in case of
Unless you work in the healthcare or insurance industry, understanding all the different terminology associated with a health insurance plan can go from confusing to overwhelming. What’s the difference between Medicare and Medicare Supplement? Are deductibles the same thing as copayments? What does
Medicare Advantage plans allow you to get Medicare Part A and Part B benefits through a private insurance company that contracts with Medicare. Most Medicare Advantage plans include prescription drug benefits, and some may include benefits such as dental services or membership to gyms. When you are
When you’re enrolling in your health insurance, you may see new acronyms, such as HSA, or Health Savings Account. It’s popular for health insurance providers to provide you with a health savings account and can be a great way to save up for medical expenses. What is a Health Savings Account? An HSA
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