There is no doubt about it. Insurance policies these days are simply too expensive and the premium cost of some HMO plans are even less affordable when they are not subsidized by your employer. This is no reason to go without insurance, however. We are here to guide you in finding the right plan to meet your financial situation. For those who need comprehensive coverage at an affordable price, a PPO plan may be right for you.
As a Blue Cross and Blue Shield of Illinois Independent producer, we are the ideal party to consult with if you are tired of your HMO and wish to switch to a PPO insurance plan. A preferred provider organization (PPO) plan can provide you with many benefits, such as much lower premium costs than that of an HMO. If you know that you are going to be seeking healthcare exclusively within a specific provider network, then a PPO plan can represent significant savings on premiums. There can also be significant savings on copayments. Although these plans may not cover all of your expenses, if you need to see an out of network physician, it may be the only way to have a comprehensive medical plan that you need at a price you can afford.
We only work with reputable companies and are seasoned experts in the field, so if you buy from us you will never have to worry about being stuck with a large hospital bill from a fly-by-night PPO provider. There is not cost for a consultation with us and we will always give you the premium costs upfront, so give us a call today and let us help you secure your future with a PPO plan.