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Health coverage is a serious decision for small business owners. You need to review a number of factors thoroughly before making a selection, including costs to the business owner, employee healthcare costs, and which healthcare services are covered. You may want to seek advice from a licensed ...

Open enrollment is an amount of time every year when you have the opportunity to sign up for health insurance. If you don't use this time to sign up for health insurance during the open enrollment, you likely won’t be able to sign up for health insurance until the next open enrollment period, ...

With all of the challenges that the healthcare industry brings, Blue Cross Blue Shield continues to rise to the occasion, enabling new discoveries and continuing to be evolved. Here is some background on this leading healthcare provider and some of the benefits.  BCBS is one of the most ...

If you were not able to work for a few months or became disabled could you afford your living expenses? Most people do not have enough savings to support themselves beyond a month or two, if at all. Studies have shown most people are not prepared to protect their lifestyle and finances in case of ...

Unless you work in the healthcare or insurance industry, understanding all the different terminology associated with a health insurance plan can go from confusing to overwhelming. What’s the difference between Medicare and Medicare Supplement? Are deductibles the same thing as copayments? What does ...

Medicare Advantage plans allow you to get Medicare Part A and Part B benefits through a private insurance company that contracts with Medicare. Most Medicare Advantage plans include prescription drug benefits, and some may include benefits such as dental services or membership to gyms.When you are ...

When you’re enrolling in your health insurance, you may see new acronyms, such as HSA, or Health Savings Account. It’s popular for health insurance providers to provide you with a health savings account and can be a great way to save up for medical expenses.  What is a Health Savings Account?An HSA ...